Contributed by: Asian Woman
By Jessica Hupp
Financial
Make these changes to improve your life's financial outlook.
· Pay off debt: Nothing will improve your finances better than simply getting rid of debt.
· Build an emergency fund: Keep an emergency fund to save yourself from plummeting into the red when something pops up, and you'll be much more secure.
· Track your spending: At some point in their lives, nearly everyone has wondered where all their money goes. Try this exercise to finally get to the bottom of it, and identify spots where your money could be better spent.
· Be frugal: Embrace frugality in your life, and you'll save money while living more simply.
· Make extra payments: Pay off mortgage and other large debts early, and you'll take a load off.
· Diversify your income: Provide yourself with some financial security by finding multiple sources of income.
· Save: The concept is simple-save money, and you'll have more financial power to do the things you'd like to do.
· Eat at home more often: Eating out all the time may be fun, but preparing meals at home is a better financial strategy.
· Invest: Investing is not only fun, it's an excellent way to make your money grow.
· Set a goal: Give yourself a financial goal to achieve, whether it's saving for a particular item, or doubling your investments.
· Save for retirement: Don't give your future self a huge mess to take care of-save now, and you'll enjoy it later.
Mental
Improve your mind by taking these simple steps.
· Go back to school: Continuing your education does not have to be a complicated endeavor. Take an online class, or just a weekend seminar.
· Read classic books: Improve your mind by finally picking up all those books you were supposed to read in school.
· Plan: Always have a plan for your life, so you'll know what you're working toward.
· Quit procrastinating: Resolve to get moving, and you'll find that you have much more time than you originally realized.
· Get inspired by a book: Read a book that will help you spark positive changes in your life.
· Learn from your mistakes: Don't let mistakes get you down. Instead, consider what you did wrong, and how you can avoid doing so again in the future.
· Stop worrying: Let go of worry, and know that the future will come no matter what you do about it.
· Learn to play a musical instrument: Pick up a guitar, or even a harp, to improve your mental capacity and have something fun to do.
· Work to your own advantage: Improve upon what you can, and let the rest fall away.
· Think slowly: Instead of jumping to conclusions, carefully calculate what a situation means. Doing so can help you save relationships that might be damaged by rash thinking
· Participate in a debate: Have a rational discussion with someone of similar intellect to improve your knowledge.
· Learn a new language: Broaden your horizons by learning how to speak a new language.
· Visit Wikipedia: Spend some time on Wikipedia learning lots of interesting facts you've never realized before.
Habits
Make these changes in your daily life to improve upon yourself.
· Quit smoking: It's the single most important thing you can do for your health, appearance, and energy. You'll smell better, too.
· Wake up early: Be an early riser, and you'll find that you have more time to get things done.
· Spend more time outside: Head outside to become more active and enjoy the world around you.
· Be organized: Make things easier on yourself by living a more organized life.
At Work
· You spend so much time at work, but probably don't often consider how you can improve upon this important facet of your life. Take these steps to make things just a little bit better.
· Make friends with your coworkers: One of the easiest and most important things you can do to improve your career is to practice inner networking. Socialize with your coworkers, and they'll be more willing to help you when you need it.
· Improve your writing skills: If you improve upon your writing skills, you'll instantly sound more intelligent and persuasive.
· Collaborate: Don't go it alone-ask for help, and give help in return.
· Keep your inbox empty: Reduce anxiety and simplify by clearing out your inbox as much as you can.
· Leave work at the door: Don't bring work home with you, or you'll stress yourself out at home.
· Join a professional association: Network with others in your field for fun and career advancement.
· Ask for a raise: Simply asking for a raise you deserve is a no-brainer way to feel better about work and your paycheck.
· Improve your resume: If you're not happy with your job, give your resume a facelift and consider seeking a new position.
· Improve your system: If you've got a messy desk, or generally lead a disorganized work life, take charge by reorganizing.
· Start your own business: One of the best ways to improve your career is to go into business for yourself.
In Your Community
Getting involved in your community is a great way to improve upon your life. Try these methods for getting out there.
· Vote: Impact your community's future by participating in the election of officials.
· Donate unused items: Instead of holding a garage sale, pass your old items on to people who need them-like books to schools, and clothing to shelters.
· Support charitable endeavors: Whether it's with money or time, do what you can to help out charities in your community.
· Be a coach: Offer to coach a youth sport, and you'll shape young lives while having fun.
· Visit your local library: Take advantage of your community's library to both save money and broaden your mind.
In the Environment
An excellent way to improve upon yourself is to reduce the negative impact you have on the world. Take these steps to get greener and change your life for the better.
· Work to reduce your carbon emissions: Find out about the many things you can do to help cut your carbon emissions, and then take action on them.
· Improve your gas mileage: Drive more slowly and coast as much as you can to improve your gas mileage.
· Turn off the lights: Cut your waste and energy bill by turning off your lights whenever you don't need them.
· Get a reusable water bottle: Keep plastic water bottles out of our landfills by getting a container you can use over and over again.
· Reduce your trash: Take steps to cut down on the waste you put in landfills.
· Buy local and organic food: Support your health and local farmer by purchasing local, organic produce.
· Adjust your thermostat: Let your heater and AC take a small break by adjusting your thermostat to reduce waste.
· Stop using plastic bags: Quit using plastic bags, and you'll both reduce your impact and save animals.
· Take shorter showers: Save a precious resource by reducing the amount of water you use in your daily shower.
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